✅ Legal Protection & Accountability

Licensed contractors are registered with the state and must follow local building codes, safety regulations, and industry standards. If something goes wrong, you have legal recourse. With an unlicensed contractor, you often have no protection if the job is done incorrectly or abandoned.

✅ Insurance Coverage & Liability Protection

Licensed contractors carry proper insurance, which protects you from liability if a worker is injured on your property or if damage occurs during the project. Unlicensed contractors typically lack coverage—meaning you could be financially responsible for accidents or property damage.

✅ Quality Work That Passes Inspection

Licensed contractors are required to demonstrate experience, knowledge, and competency. Their work is more likely to pass inspections, meet code requirements, and hold up over time. Unlicensed work often leads to failed inspections, costly re-repairs, and future problems.

✅ Protection Against Scams & Shortcuts

Licensing helps prevent fraud, poor workmanship, and fly-by-night operations. Unlicensed contractors may cut corners, use substandard materials, or disappear before the job is complete—leaving you with unfinished or unsafe work.

✅ Insurance Claim Compatibility

Insurance companies typically require repairs to be completed by licensed and insured contractors. Using an unlicensed contractor can result in claim denial, delays, or refusal to reimburse repairs.

✅ Peace of Mind

Hiring a licensed contractor means knowing the job will be done safely, legally, and professionally—without risking your home, investment, or insurance coverage.